How often we have a dream of something…a place to travel, an advancement in career, weight loss, or a lifestyle change. Often whatever that dream may be seems so far off in the distance that we feel it is unachievable. The problem is that we fail to create a plan of action. Without a plan the dream is impossible, because without action the reality of the dream will never be achieved.
Some people formulate plans in their head. Other people, like me, make lists and cross things off as accomplished. Some are able to just dive in and start working without a plan of action. Whatever works for you is fine, as long as it works. Too often when a task seems overwhelming it is easy to let it slide; even if you have the list you never act on it. Other times set-backs can throw us off balance or cause a backwards slide. When that happens get your footing and push forward.
I am dealing with dreams in various aspects of my life, and the reality is I have been slow in taking action, but every small step I make gives me a feeling of accomplishment and the desire to push forward….I just need to start doing it at a faster pace!
Each of my dreams deals with a different part of my life. Each has a different game plan. Each will be worked on and accomplished at different speeds, and some may need to be put on hold while I push to accomplish others. That is okay. Even putting some on hold can be part of the overall plan of action. The important part is to act on the plan.
So, what are my Dreams + Action = Reality goals?
Asset Control: This sounds strange, but I have inheritance money and/or assets that have not yet been distributed to me and I need to take whatever steps necessary so that all items are under my control. I also have property and a motor home that I want to sell and need to push stronger to get those sales accomplished. Once I have achieved those things, my asset control goal will be accomplished and I will be able to better fund my investments for a higher yield, which has a direct effect on my retirement funds.
Downsizing: I decided some time ago that I need to downsize, and I have talked about it quite a bit, but the “action” part has been slow in coming. This is most likely because it will be a tremendous change. I will have to get rid of an overwhelming amount of items accumulated over a 34 year marriage, sell move from my 4-bedroom colonial with the plan to purchase a 2-3 bedroom ranch-style condominium. I am finding the action part is both time consuming and somewhat emotional as I will need to part with numerous possessions. However, after cleaning out my parent’s home following their demise and having listened to several friends also go through the same thing, I realize that the majority of this stuff is not anything my kids are going to want and is just taking up space. This is my number one priority and the first “dream” I have to make a “reality”.
Retirement: Being a widow retirement can be very close, within the next three years, or in the distant future. My full-retirement age of 67 is still ten years away. My goal is to land somewhere in the middle, around age 62-63. I know I cannot afford to stay in this house once I retire, and so the push to downsize is a necessity as much as a desire. The sooner I downsize the faster I can save more money toward my retirement dreams and/or another dream.
Travel: There are a lot of places I have not been to but want to see, both in this country and others. While working I want to start taking short trips and seeing a bit of the country. Once I retire I want to be able to travel much more extensively. I am even debating whether I want to go ahead and fulfill a prior dream my deceased husband and I had…full time RV. A friend of mine just started on his adventure, and in helping him get ready to head out I felt the desire come back to hit the road myself. I have learned that there are a lot of women driving Class A motor homes and towing vehicles, living the full-time life all by themselves If they can do it, why can’t I. Time will tell.
Writing and Photography: These are both things I do now, but my life has been rather hectic the past few years and I do not have as much time for either of these areas as I would like. I hope that once I have downsized, and most definitely once retired, that I can devote a considerable amount of time to both of these areas. I have a book started that I plan to finish and other ideas bouncing around in my head for additional books.
As you read this you may have realized that my dreams are related to each other. I need financial control of all my assets to achieve my other goals financially. I need to complete the downsizing prior to retirement. I need to retire to obtain more time for writing, photography, and travel. Dreams + Action = Reality. I better get busy!
I hope that while reading this you have started to formulate dreams and plans for action in your head. What are your dreams? I would love to hear about them in the comment section below.