Tag Archives: money

Killing Myself Preparing for Vacation

 

Am I the only one who feels like they have to go into overdrive in order to prepare for a vacation?  I recently planned for a 10-day trip to Calgary, Alberta, Canada.  In order to prepare I had to complete several things.travel-checklist-suitcase-world-map-260nw-449655331

  • Book Airline Flight
  • Reserve parking for my vehicle near airport
  • Passport due to expire five months before my flight, six months is the minimum,  passport renewed
  • Go to bank to get US money exchanged for Canadian funds to take on trip — but my bank doesn’t have them plus charges a $12 fee; go to second bank that does not charge a fee and lets me obtain funds, which they have on hand, because I have a credit card issued by their bank.
  • Go back to bank closer to trip to withdraw US funds to travel with.
  • Check for good photo ops where I will be traveling to
  • Order meals for the two flights (coming and going) that are in excess of four hours.
  • Check the airline baggage requirements for international travel; order a suitcase that meets airline specifications for checked luggage
  • Measure my carry-on bag to make sure it meets airline requirements.
  • Check the list of airline regulations to make sure I am not doing anything to raise the hackles of TSA.
  • Make last-minute checklist so I don’t forget anything
  • Make sure all camera batteries are charged, SD cards clear, all camera gear needed is ready to go.
  • Continuously analyze whether I want to pack my laptop, just an external drive to download photos onto using my friend’s computer, or if just the SD cards will be enough and I can download after returning home.
  • Get haircut.
  • Work extra hours to get everything organized for when I am away.
  • Wash clothes on an “off day” so they are clean to pack and/or ready for return to work after vacation.
  • Pack suitcase and carry-on bags
  • Print boarding passes
  • Leave for trip — See ya when I return!

How many of you go through similar rituals when preparing for a trip?  Do you have any tips to make travel prep easier?

Advertisements

Leave a comment

Filed under Coping, decisions, exploration, habit, Life is a Melting Pot, Photography, summer, time, tourism, travel

If I Received $10,000 That I Had to Spend on Myself…

I saw the thought proving statement, “If I Received $10,000 that I HAD to spend on myself I would…”    That got me thinking, what would I do with that kind of money if I absolutely had to spend it on myself, not save it, not pay bills, but spend it on just me, what would I do?

As my mind started tossing around the possibilities I realized that $10,000 is both a lot of money and only a small amount of money.  It would not purchase a house, a motor home, a boat, or a new vehicle.  On the other hand, if used with a bit of frugality, there is a lot that could be done with that type of “free” money.

I think I would take a few hundred dollars and re-work my wardrobe.    A larger selection and more splashy, bright colored, fun things to wear.  I might even splurge on some new shoes and a purse or two, as I tend to use mine until they are on their death bed, which I have a habit of doing with most of my clothes and accessories.

I might add a few pieces of quality jewelry.   I have some good jewelry, but I have a lot of costume jewelry and I would likely replace some of those pieces.

The majority of the money I would spend on travel.  I don’t know how far that money would take me, but I would think if I watched for bargains I could hit a few places I have never been or adventures I have never taken.    For years I have wanted to take an Alaskan cruise on the inside passage.  I have never been to the Grand Canyon, Yellow Stone, or Mt. Rushmore.   Scenic photos of Wyoming and the Dakotas capture my eye, as do many other places in both the U.S. and Canada.  I love places that are photogenic, so who knows what might grab my attention.

I have never been on a week-long cruise and that might be a wonderfTRAVELul way to kick-back and relax while seeing exotic places.  I would like to get back to Hawaii someday, and I’ve heard the Caribbean and/or other tropical islands are wonderful places to vacation.  I think it would be neat to travel in Europe, possibly visiting some or all of the countries of my heritage, those being Belgium, Germany, Poland, and Netherlands.   Others of interest are Ireland, Italy, Iceland, Greece, and Switzerland…and I’m sure there are more.  Of course there is always the possibility of a photo trip to Africa, or maybe Galapagos Islands.  The possibilities are endless.

Have I spent my $10,000 yet?  I’m sure I have.  I guess $10,000 may seem like a lot, but I’m sure I could handle spending it all on me if I had to.   Now if only that were reality.  Dreaming…..I’m only dreaming…..

 

Leave a comment

Filed under Activities, decisions, exploration, Life Changing, Life is a Melting Pot, Photography, tourism, travel, vacation

Cycle Through Life

As we go through life we develop habits, a way of doing things.  Some of them are our own, some of them are done to accommodate the likes/dislikes of those around us.  As we cycle through life those things change.

We develop likes and dislikes, ways of doing things, and personality traits from our parents, grandparents, siblings, other relatives and friends as we are growing.  Then we become adults and move away from those we have grown up with.  Some move away to attend college, some branch out on their own, living the single life, and others, like me, leave their parent’s home when they marry.   Each of those different events will impact the individual person and their overall personality.51bdc659e738f0ad63064c508af86513

I grew up in a small town far away from distant relatives, I left my parent’s home when I married just before my 21st birthday.  With my marriage I moved about two hours away from home.  The person I married was not controlling, but he was nine years older and had far more life experiences than I.  He had served overseas in the military, been married and had a child, and purchased a home.   Looking back I adapted to his way of doing things more-so than he adapted to mine.   He paid the bills, serviced the cars, did home repairs, and was the driving force in any major purchases.  I was more willing to keep things as they were, to more or less “make do” with what we already had.  That is how we lived for 34 years until he passed away in December 2015.

When he passed away I was living on my own for the first time in my life.  I spent a couple years in a bit of a vacuum, going through the motions of life without really experiencing it to its fullest.  I learned to do things I had never done before, such as yard work, getting cars serviced, and paying bills.  You could say in that way I grew during that period of time, but I didn’t really evolve, I simply functioned.

With the help of a friend I began to re-evaluate where I was at and what changes I needed to make.  I took a good look at the investments I had, and the company my husband had us with was not making me any money, in fact after paying the service charges I had lost money over the course of the two years since his death.  I’m not a math person, but I’m not stupid.  I needed a new financial advisor and I followed the recommendation of a friend and made a change.  It has been a good one and I feel my financial future has a more positive outlook.

What-you-dont-have-you-may-gainIn looking at my investments I also took a good look at my living expenses v. income and realized that while I am making my bills with the assistance of my husband’s life insurance, I can not really consider that “living in the green.”  Let’s face it, the life insurance savings won’t last forever, and living month-to-month is not the way I want to spend my retirement.  I also realized that I can not retire and continue to live where I am at.  The decision, I need to downsize.  Now there is a lot of stuff in this house that I must sort, decide what to keep, what to toss, and what to sell.  That will take some time.  I would like to be out in six months, a year is more realistic, and it may take beyond that.  However the longer it takes the more money I am spending on this house that I could be saving or using for more fun things.

Fun things.  I am going to do some fun things this year.  For the first time in about three years I am going to take a real vacation.  I have to admit, once I made the commitment, put down the deposit and booked my airline flights I had some difficulty sleeping for a couple nights, but now I am looking forward to it.  My first international flight on my own, I will be flying to Calgary, Alberta, Canada for the Calgary Stampede and spending 11 days out there.  I have a friend who will meet me in Calgary.  We will be staying in his motor home and taking in some of the scenic sights of the area, doing photography in addition to attending the Stampede.  It should be an awesome trip and I am looking forward to it.

I have a girl’s weekend planned in Mackinac City.  The weekend is a yearly event with my sister and two cousins, and we always change locations to keep it interesting.  There is also the possibility of another weekend trip into Canada with a friend, but that one is only tentative at this point.  59caa4c54b27d61f6a921ea8a3146eb4

So, where am I in the cycle of life?  I am in a growing stage.  I have broken free of the “me” that I was when married and becoming the “me” that I am as a widow.  I have started to walk around my house doing a visual inventory.  “That was him, it goes.”  “That is me, it stays.”  Sometimes it is “That was us” and with those items, some will stay and some will go.  When I move out of this house it will be a good, clean break and I will be continuing the ride as I cycle through life.

2 Comments

Filed under Cleaning, Coping, decisions, Discoveries, exploration, Family, freindship, friends, friendship, habit, home, impressions, Life Changing, Life is a Melting Pot, marriage, memoir, reality, time, travel, vacation